Terms of Service — Ellsworth Lend Inc.

What This Page Is

These are the rules for using the Ellsworth Lend Inc. website (ellsworthlend.com). We've written them in plain language because we believe legal documents should be understandable. If something here is unclear, email us at [email protected] and we'll explain it.

Who We Are

Ellsworth Lend Inc. is a business lending firm registered in Quebec, Canada. Our office is at 5595,5597 Avenue Wilderton, Montréal, Quebec H3T 1S1. When we say "we," "us," or "our," we mean Ellsworth Lend Inc. When we say "you," we mean anyone using this website.

What This Website Is (and Isn't)

This website provides information about our services, our team, and our approach to business lending. It is not a loan application platform. Submitting a contact form does not constitute a loan application, and nothing on this website constitutes a binding offer to lend. Actual lending decisions are made through our formal credit assessment process, which begins after a direct conversation with our team.

The Information Here Is General

The content on this website — including descriptions of our services, interest rate ranges, and process timelines — represents our general approach and typical parameters. Every lending situation is unique, and the specific terms of any facility we offer will depend on the individual circumstances of your business. Don't rely on website content as a substitute for a direct conversation with our team.

Your Responsibilities

Please don't use this website for anything illegal, harmful, or just generally inappropriate. Don't attempt to access our systems, interfere with the website's operation, or submit false information through our contact forms. Basically, treat our website the way you'd want someone to treat yours.

Our Content Belongs to Us

The text, design, and original content on this website are the property of Ellsworth Lend Inc. You're welcome to share links to our pages or quote brief passages with attribution. Please don't copy large sections of our content or reproduce it for commercial purposes without asking.

External Links

Occasionally we link to external resources — government programs, industry associations, news articles. We don't control those sites and aren't responsible for their content. A link from our site doesn't mean we endorse everything on the linked site.

Limitation of Liability

We do our best to keep this website accurate, current, and functional. But we can't guarantee it will be error-free or available 100% of the time. We're a small team — 10 people — and sometimes things break. If the website is temporarily down or contains an error, our liability is limited to fixing it as quickly as we can.

Changes to These Terms

We may update these terms from time to time. When we do, we'll update the "Last Updated" date at the top of this page. We won't make dramatic changes without notice, but please check back occasionally.

Governing Law

These terms are governed by the laws of Quebec, Canada. If there's ever a dispute, we'll try to resolve it through honest conversation first — which, if you know anything about us, is pretty much how we approach everything.

Questions?

We're happy to explain anything here — that's the whole point of writing this in plain language.

Email: [email protected]

Phone: (201) 427-8807

Address: 5595,5597 Avenue Wilderton, Montréal, Quebec H3T 1S1

Sophie Larivière, our Operations & Compliance Manager, handles all legal and policy inquiries.